Access up to Kes 4 million in 6 hours
Access up to Kes 4 million in 6 hours
Our Advantages
Quick Turnaround Time
Get your loan processed and disbursed swiftly, ensuring you have the funds when you need them most.
Fast Loan Processing
With efficient processes, we ensures that your loan application is processed swiftly. Most loans are approved and disbursed within 6 hours, allowing you to access the funds you need without unnecessary delays.
Excellent Customer Service
Experience top-notch customer service, with a dedicated team ready to assist you at every step.
How to Get a Logbook Loan Instantly
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1Submit Your Application HereYou can leave a request by filling out the online form here.
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2Document Submission and ProcessingYou will be required to submit these documents: Copy of car logbook, Mpesa Statements,Bank Statements, National ID and KRA Pin.
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3Valuation & Approval of FundsGet a car valuation and your loan approved. Receive funds directly to your account.
Customer Reviews
Ngao Credit helped me get my business back on its feet.
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Empowering the Future: Ngao Credit Commitment to Youth Development
Ngao Credit, joyfully extends its commitment to Corporate Social Responsibility (CSR) by supporting local businesses such as USD Workshop – Palletes and Furniture Kenya.
We are thrilled to announce the donation of essential furniture equipment and machinery, contributing to the empowerment of the youth in our community.
USD Furniture is committed to youth welfare by partnering with Young Life Children Home to provide opportunities for young adults leaving the children’s home to learn essential skills for a better future.
Skills for Success: Carpentry Training Initiative with Ngao Credit
Ngao is actively contributing to the empowerment of the youth by supporting a program that imparts valuable carpentry skills. This initiative not only equips young individuals with the know-how of craftsmanship but also opens doors to sustainable employment opportunities.
We firmly believe that investing in skills development is a powerful way to address the challenges of youth unemployment, especially during times when job shortages pose significant hurdles.
Building Futures, One Skill at a Time
We recognize the potential within every young mind, and through partnerships like these, we aim to cultivate a brighter future.
By providing the necessary tools and equipment to USD Palletes & furniture Kenya, we are not only aiding in their business growth but also ensuring that the next generation has the skills they need to forge their own paths.
This collaboration is a celebration of the spirit of giving, and we hope it inspires others to join us in making a positive impact in our community.
Join Us in Making a Difference
Ngao Credit remains steadfast in its commitment to social responsibility, and we invite our community, partners, and stakeholders to join us on this meaningful journey. Together, let’s empower the youth, create opportunities, and build a future where everyone has the chance to thrive.
Thank you for being a part of Ngao’s commitment to making a positive impact on the lives of the youth and shaping a brighter future for generations to come
Common Queries About Our Logbook Loans
How much can one borrow?
You can borrow up to 70% of the value of the vehicle with a minimum amount of KES 100,000 and a maximum of KES 4,000,000.
Who is eligible for a logbook loan?
A Kenyan citizen with a legal source of income and a registered car logbook.
What is the limit to the age of the car?
Yes. Your car should not be older than 2006.
What are the charges for this facility?
There are additional processing fees and chattel fees, which are deducted from the loan. Monthly car tracking charges are also capitalized as part of the loan.
What is the repayment period of the facility?
There is a repayment period of up to 24 months.
Ngao Credit helped me achieve my retirement plan of becoming a farmer.