Access up to Kes 4 million in 6 hours
Access up to Kes 4 million in 6 hours
Our Advantages
Quick Turnaround Time
Get your loan processed and disbursed swiftly, ensuring you have the funds when you need them most.
Fast Loan Processing
With efficient processes, we ensures that your loan application is processed swiftly. Most loans are approved and disbursed within 6 hours, allowing you to access the funds you need without unnecessary delays.
Excellent Customer Service
Experience top-notch customer service, with a dedicated team ready to assist you at every step.
How to Get a Logbook Loan Instantly
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1Submit Your Application HereYou can leave a request by filling out the online form here.
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2Document Submission and ProcessingYou will be required to submit these documents: Copy of car logbook, Mpesa Statements,Bank Statements, National ID and KRA Pin.
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3Valuation & Approval of FundsGet a car valuation and your loan approved. Receive funds directly to your account.
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Ngao Credit Renews Partnership with Snipers Basketball Team
Ngao Credit Renews Partnership with Snipers Basketball Team
Ngao Credit has renewed its partnership with Snipers Basketball Team for the third consecutive year, reaffirming its commitment to supporting institutions that promote excellence, discipline, and unity through sport.
This partnership reflects Ngao Credit’s broader Environmental, Social and Governance (ESG) commitment, particularly under the social pillar, where the business continues to invest in initiatives that create meaningful community impact beyond financial services.
Based at the Ulinzi Sports Complex, Snipers Basketball Team has continued to distinguish itself as a strong force in Kenyan basketball. The team won the KBF Men’s Division titles in 2023, 2024, and 2025, an achievement that highlights consistency, resilience, and a strong culture of performance.
Under the leadership of Head Coach William Carter Ochieng and Assistant Coach David Yogo, Snipers Basketball Team continues to strengthen its performance and long-term development.
For Ngao Credit, this renewed support is about more than sponsorship. It is about backing institutions such as Snipers Basketball Team and the wider Ulinzi Basketball Team ecosystem that help nurture talent, strengthen character, and bring communities together. Sport remains a powerful tool for social development, promoting teamwork, leadership, discipline, and shared purpose among players and supporters alike.
By extending this partnership, Ngao Credit continues to demonstrate its belief in supporting platforms that inspire progress on and off the court. The gesture reaffirms the company’s dedication to empowering institutions that champion positive values and contribute to stronger, more connected communities.
As Ngao Credit advances its ESG agenda, partnerships like this remain an important expression of its role in building sustainable social impact through community-centered investment.
Common Queries About Our Logbook Loans
How much can one borrow?
You can borrow up to 70% of the value of the vehicle with a minimum amount of KES 100,000 and a maximum of KES 4,000,000.
Who is eligible for a logbook loan?
A Kenyan citizen with a legal source of income and a registered car logbook.
What is the limit to the age of the car?
Yes. Your car should not be older than 2006.
What are the charges for this facility?
There are additional processing fees and chattel fees, which are deducted from the loan. Monthly car tracking charges are also capitalized as part of the loan.
What is the repayment period of the facility?
There is a repayment period of up to 24 months.
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