Access up to Kes 4 million in 6 hours
Access up to Kes 4 million in 6 hours
Our Advantages
Quick Turnaround Time
Get your loan processed and disbursed swiftly, ensuring you have the funds when you need them most.
Fast Loan Processing
With efficient processes, we ensures that your loan application is processed swiftly. Most loans are approved and disbursed within 6 hours, allowing you to access the funds you need without unnecessary delays.
Excellent Customer Service
Experience top-notch customer service, with a dedicated team ready to assist you at every step.
How to Get a Logbook Loan Instantly
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1Submit Your Application HereYou can leave a request by filling out the online form here.
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2Document Submission and ProcessingYou will be required to submit these documents: Copy of car logbook, Mpesa Statements,Bank Statements, National ID and KRA Pin.
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3Valuation & Approval of FundsGet a car valuation and your loan approved. Receive funds directly to your account.
Customer Reviews
Ngao Credit helped me get my business back on its feet.
Upcoming Events
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Shaping the Future: Ngao CEO to Speak on ESG at the Africa Bank 4.0 Summit
We are proud to announce that our CEO, Wycliffe Oyier, will be a featured speaker at the 16th Edition of the 16th Africa Bank 4.0 Summit, an influential event shaping the future of banking across the continent.
His keynote speech, “Sustainable Banking Metrics: Measuring ESG Performance,” will spotlight how financial institutions can build long-term value by embedding environmental, social, and governance (ESG) metrics into core banking strategies.
At Ngao Credit, sustainability is a commitment. We continuously invest in systems and partnerships that promote responsible lending, green operations, and community empowerment.
This speaking engagement underscores our leadership’s dedication to shaping a resilient, transparent, and inclusive financial future for Kenya and Africa at large.
Stay tuned as we share key insights from the summit.
Common Queries About Our Logbook Loans
How much can one borrow?
You can borrow up to 70% of the value of the vehicle with a minimum amount of KES 100,000 and a maximum of KES 4,000,000.
Who is eligible for a logbook loan?
A Kenyan citizen with a legal source of income and a registered car logbook.
What is the limit to the age of the car?
Yes. Your car should not be older than 2006.
What are the charges for this facility?
There are additional processing fees and chattel fees, which are deducted from the loan. Monthly car tracking charges are also capitalized as part of the loan.
What is the repayment period of the facility?
There is a repayment period of up to 24 months.
Ngao Credit helped me achieve my retirement plan of becoming a farmer.