Access up to Kes 4 million in 6 hours
Access up to Kes 4 million in 6 hours
Our Advantages
Quick Turnaround Time
Get your loan processed and disbursed swiftly, ensuring you have the funds when you need them most.
Fast Loan Processing
With efficient processes, we ensures that your loan application is processed swiftly. Most loans are approved and disbursed within 6 hours, allowing you to access the funds you need without unnecessary delays.
Excellent Customer Service
Experience top-notch customer service, with a dedicated team ready to assist you at every step.
How to Get a Logbook Loan Instantly
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1Submit Your Application HereYou can leave a request by filling out the online form here.
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2Document Submission and ProcessingYou will be required to submit these documents: Copy of car logbook, Mpesa Statements,Bank Statements, National ID and KRA Pin.
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3Valuation & Approval of FundsGet a car valuation and your loan approved. Receive funds directly to your account.
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Ngao Credit Deepens Partnership with Ulinzi Through Sports Donation to Snipers Basketball Team.
Ngao Credit Deepens Partnership with Ulinzi Through Sports Donation to Snipers Basketball Team.
In a continued show of support to the disciplined forces and commitment to community development, Ngao proudly donated new playing kits to the Snipers Basketball Team. The handover ceremony was held at the Ulinzi Sports Complex, where the team hosts and trains.
Second Lieutenant Kimramana received the donation on behalf of the Officer In Charge, underscoring the strong and growing partnership between Ngao and Ulinzi. The gesture reaffirms our dedication to empowering institutions that promote excellence, discipline, and unity through sports.
The Snipers, a basketball team, put the new kits to excellent use as they triumphed over the ABSA Basketball Team in a spirited match later that day.
The victory not only showcased their skill and teamwork but also marked a proud moment in the ongoing collaboration between Ngao and Ulinzi.
Snipers Basketball Team gets new kits.
At Ngao Credit, we believe in supporting initiatives that contribute to national cohesion and the holistic development of the people who serve. Through such partnerships, we aim to strengthen community ties and create meaningful impact beyond our business operations.
We look forward to witnessing the Snipers Basketball Team achieve new heights and we are excited to continue fostering the strong relationship with the Ulinzi Sports Complex. Ngao remains committed to identifying and supporting initiatives that create lasting positive impacts.
This initiative is a core part of Ngao Credit's ESG, which is dedicated to making meaningful contributions to the communities we serve. We understand that investing in local talent and providing resources for recreational activities are crucial for building a stronger, healthier, and more engaged society.
We salute the Snipers on their win and remain committed to supporting their continued journey both on and off the court.
Common Queries About Our Logbook Loans
How much can one borrow?
You can borrow up to 70% of the value of the vehicle with a minimum amount of KES 100,000 and a maximum of KES 4,000,000.
Who is eligible for a logbook loan?
A Kenyan citizen with a legal source of income and a registered car logbook.
What is the limit to the age of the car?
Yes. Your car should not be older than 2006.
What are the charges for this facility?
There are additional processing fees and chattel fees, which are deducted from the loan. Monthly car tracking charges are also capitalized as part of the loan.
What is the repayment period of the facility?
There is a repayment period of up to 24 months.
Ngao Credit helped me achieve my retirement plan of becoming a farmer.