Inua biashara with quick accessible loans of up to Kes 4 million
Inua biashara with quick accessible loans of up to Kes 4 million
Helping you deliver your supplies on time.
Pay traders and keep your business going.
Access 90 day suppliers loan today with your Car Logbook.
Helping you deliver your supplies on time.
Pay traders and keep your business going.
Access 90 day suppliers loan today with your Car Logbook.
Why Choose Our 90-day Suppliers Loan?
Flexible & Convenient
You only pay interest during the first two months. Pay the principal in the final month.
Say goodbye to repayment pressures
Competitive Rates
At only 7.5% , We offer competitive interest rates in Kenya.
Quick and Easy Process
Get a loan of up to 4 million in 6 hours.
Your time is important, and we value that.
All you need to access our 90-day business loan
Original Vehicle Logbook
Original PIN and ID
Latest 12 months' bank statements
Comprehensive car insurance
Post-dated cheques
Your car is your wallet on wheels
Borrow up to 60% of the value of your car and access up to KES 4 million in 6 hours.
What Our Customer Say
Your car is your wallet on wheels
Borrow up to 60% of the value of your car and access up to
KES 4 million in 6 hours.
What Our Customers Say
Upcoming Events
Our affiliate courses are designed by experts who have years of experience and proven results in the affiliate marketing industry.
Shaping the Future: Ngao CEO to Speak on ESG at the Africa Bank 4.0 Summit
We are proud to announce that our CEO, Wycliffe Oyier, will be a featured speaker at the 16th Edition of the 16th Africa Bank 4.0 Summit, an influential event shaping the future of banking across the continent.
His keynote speech, “Sustainable Banking Metrics: Measuring ESG Performance,” will spotlight how financial institutions can build long-term value by embedding environmental, social, and governance (ESG) metrics into core banking strategies.
At Ngao Credit, sustainability is a commitment. We continuously invest in systems and partnerships that promote responsible lending, green operations, and community empowerment.
This speaking engagement underscores our leadership’s dedication to shaping a resilient, transparent, and inclusive financial future for Kenya and Africa at large.
Stay tuned as we share key insights from the summit.
Frequently Asked Questions
How much can I borrow?
You can borrow up to 70% of the value of the vehicle with a minimum amount of KES 100,000 and a maximum of KES 4,000,000.
Who is eligible for a Jijenge Business Loan?
A Kenyan citizen with a legal source of income and a registered logbook.
Is there a limit to the age of the car?
Yes. Your car should not be older than 2006.
What are the other charges for this loan?
There are additional processing fees and chattel fees, which are deducted from the loan. Monthly car tracking charges are also capitalized as part of the loan.
What is the repayment period for this loan?
There is a repayment period of up to 3 months.