Inua biashara with quick accessible loans of up to Kes 4 million
Inua biashara with quick accessible loans of up to Kes 4 million
Helping you deliver your supplies on time.
Pay traders and keep your business going.
Access 90 day suppliers loan today with your Car Logbook.
Helping you deliver your supplies on time.
Pay traders and keep your business going.
Access 90 day suppliers loan today with your Car Logbook.
Why Choose Our 90-day Suppliers Loan?
Flexible & Convenient
You only pay interest during the first two months. Pay the principal in the final month.
Say goodbye to repayment pressures
Competitive Rates
At only 7.5% , We offer competitive interest rates in Kenya.
Quick and Easy Process
Get a loan of up to 4 million in 6 hours.
Your time is important, and we value that.
All you need to access our 90-day business loan
Original Vehicle Logbook
Original PIN and ID
Latest 12 months' bank statements
Comprehensive car insurance
Post-dated cheques
Your car is your wallet on wheels
Borrow up to 60% of the value of your car and access up to KES 4 million in 6 hours.
What Our Customer Say
Your car is your wallet on wheels
Borrow up to 60% of the value of your car and access up to
KES 4 million in 6 hours.
What Our Customers Say
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Ngao Credit Renews Partnership with Snipers Basketball Team
Ngao Credit Renews Partnership with Snipers Basketball Team
Ngao Credit has renewed its partnership with Snipers Basketball Team for the third consecutive year, reaffirming its commitment to supporting institutions that promote excellence, discipline, and unity through sport.
This partnership reflects Ngao Credit’s broader Environmental, Social and Governance (ESG) commitment, particularly under the social pillar, where the business continues to invest in initiatives that create meaningful community impact beyond financial services.
Based at the Ulinzi Sports Complex, Snipers Basketball Team has continued to distinguish itself as a strong force in Kenyan basketball. The team won the KBF Men’s Division titles in 2023, 2024, and 2025, an achievement that highlights consistency, resilience, and a strong culture of performance.
Under the leadership of Head Coach William Carter Ochieng and Assistant Coach David Yogo, Snipers Basketball Team continues to strengthen its performance and long-term development.
For Ngao Credit, this renewed support is about more than sponsorship. It is about backing institutions such as Snipers Basketball Team and the wider Ulinzi Basketball Team ecosystem that help nurture talent, strengthen character, and bring communities together. Sport remains a powerful tool for social development, promoting teamwork, leadership, discipline, and shared purpose among players and supporters alike.
By extending this partnership, Ngao Credit continues to demonstrate its belief in supporting platforms that inspire progress on and off the court. The gesture reaffirms the company’s dedication to empowering institutions that champion positive values and contribute to stronger, more connected communities.
As Ngao Credit advances its ESG agenda, partnerships like this remain an important expression of its role in building sustainable social impact through community-centered investment.
Frequently Asked Questions
How much can I borrow?
You can borrow up to 70% of the value of the vehicle with a minimum amount of KES 100,000 and a maximum of KES 4,000,000.
Who is eligible for a Jijenge Business Loan?
A Kenyan citizen with a legal source of income and a registered logbook.
Is there a limit to the age of the car?
Yes. Your car should not be older than 2006.
What are the other charges for this loan?
There are additional processing fees and chattel fees, which are deducted from the loan. Monthly car tracking charges are also capitalized as part of the loan.
What is the repayment period for this loan?
There is a repayment period of up to 3 months.